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We Do Refinancing & Investment Loans Right.

Lower your repayments and Grow your wealth!

Save on interest with your home loan!

We provide access to 60+ lenders to get you the most competitive interest rates.

Refinancing your mortgage with the experts at Mortgage Champions is an opportunity to get a better deal on your current home loan. This can be a clear pathway to lower your monthly repayment and find out investment opportunities at the same time. This could mean you can upgrade your lifestyle to a bigger home or buy an investment property which can yield you rental income. Opportunities are unlimited.

We’ve helped hundreds of homeowners refinance their mortgages over the past few years, and we know what it takes to make sure our clients get exactly what they want from their refinancing process.

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Leading Investment Property Mortgage Broker in the Industry

Building a successful property portfolio can be incredibly rewarding, but it can also be a daunting and complex process. With so many options available, finding the right mortgage for your investment property can be overwhelming. As the industry’s leading investment property mortgage broker, Mortgage Champions is dedicated to helping you achieve your investment goals.

We know that every investor has different needs and objectives, and we are committed to finding a tailored solution that meets your specific requirements. Whether you’re a seasoned investor or just starting out, our investment property mortgage broker’s expertise and knowledge will guide you through the entire process.

We Settle Investment Property Loans Every 20 Minutes (On Average!)

We aren’t just boasting when we say we settle an investment property loan every 20 minutes (on average!). Our investment property mortgage broker’s extensive experience and strong industry relationships translate to a smooth and efficient process, getting you the funding you need to seize opportunities quickly.

As experts in investment property loans, we have developed a thorough understanding of the market and established strong connections with lenders. This allows us to present you with a wide range of options tailored specifically to your needs and goals.

Whether you are looking to purchase your first investment property or expand your existing portfolio, our investment property mortgage broker team has the expertise and resources to guide you through every step of the loan process.

What Should You Look For in an Investment Property Loan

Investment property loans differ from regular home loans. Here are some crucial factors to consider:

  • Interest Rates: Securing a competitive interest rate directly impacts your investment returns. We negotiate aggressively to ensure you get the best possible deal.
  • Loan Features: Tailor the loan to your strategy. Looking for interest-only payments for initial cash flow? Need a loan with a redraw facility for future investments? We’ll explore all options.
  • Tax Implications: Investment property loans can have tax advantages. We’ll help you understand these benefits and ensure your loan structure aligns with your tax goals.
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Varieties of Investment Properties Eligible for Financing via Investment Property Loans

Investment property loans can be used to finance various types of properties, including:

  • Residential Rental Properties: Single-family homes, condominiums, townhouses, and apartment buildings rented out to tenants for residential purposes.
  • Commercial Properties: Office buildings, retail spaces, industrial warehouses, and mixed-use properties used for commercial purposes such as offices, shops, or manufacturing.
  • Vacation Homes: Properties purchased for personal use and occasional rental income, such as beach houses, mountain cabins, or lakeside cottages.
  • Multi-Unit Properties: Duplexes, triplexes, and other multi-unit buildings with two or more separate living units, typically rented out to multiple tenants.
  • Mixed-Use Properties: Buildings that combine residential and commercial spaces, such as storefronts with apartments above or office space with residential units.
  • Development Properties: Land or properties purchased for development or redevelopment, such as raw land for subdivision, renovation projects, or new construction.
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How to Select the Ideal Mortgage Broker for Your Investment Property

With so many brokers out there, how do you find the perfect fit? Here’s what to look for:

  • Experience & Specialisation: Choose an investment property mortgage broker with a proven track record and expertise in investment property loans.
  • Clear Communication: Find an investment property mortgage broker who explains things in plain English and is readily available to answer your questions.
  • Focus on Your Goals: Ensure the investment property mortgage broker prioritises YOUR investment strategy and tailors solutions to your unique needs.

Our Investment Property Mortgage Broker Difference

  • Holistic Approach: We consider your overall financial situation and future plans to recommend the most suitable loan strategy.
  • Commitment to Excellence: We’re passionate about your success and constantly refine our knowledge to stay ahead of the curve.
  • Diverse Expertise: Our team comprises of experienced investment property mortgage brokers with diverse backgrounds, providing a well-rounded approach to your mortgage needs.
  • Transparency and Trust: We believe in maintaining open and honest communication with our clients building a relationship based on trust.
Contact Mortgage Champions today for a free consultation. Let’s discuss your investment goals and find the perfect loan to help you achieve them.
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FAQ's

What types of investment properties can I finance with a mortgage?
You can typically finance residential or commercial properties with an investment property loan. Our investment property mortgage broker will discuss your options and eligibility during the consultation.
How much can I borrow for an investment property?
The amount you can borrow will depend on several factors, including your credit score, income, and the type of property you are looking to invest in. Our team at Mortgage Champions can help determine the right loan amount for you based on your specific financial situation and goals.
Can I use rental income to qualify for a mortgage?
Yes, rental income can be used as part of your overall income when applying for an investment property loan. Our investment property mortgage broker team will work with you to calculate and include the potential rental income in your application.
How long does the investment property loan application process take?
The timeframe can vary depending on the complexity of your application and the lender’s processing times. We’ll provide an estimated timeline during the consultation process and keep you updated throughout the application.

Ask us today

how you can benefit from it.

As Your Broker, We Offer You
  • Reduce your monthly repayments
  • Get a lower interest rate
  • Save money on interest
  • Release equity from your property
  • Consolidate debts
  • Make home improvements
  • Invest in property or a holiday home
  • Build your wealth or portfolio and reach your goals faster

Ready to Realize Your Dreams?

Book a free consultation with us.

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